ï»?!DOCTYPE html> 江西省信息中心(江西省大数据中心ï¼?国家动æ€?(两会)全国人大代表关于数据治理、企业数字化转型的相关建è®?/title> <meta name='Maketime' content='2021-04-25 10:58:01'> <meta name="SiteName" content="江西省信息中心(江西省大数据中心ï¼?> <meta name="SiteDomain" content="www.347755.com"> <meta name="SiteIDCode" content=""> <meta name="ColumnName" content="国家动æ€?> <meta name="ColumnType" content="国家动æ€?> <meta name="ArticleTitle" content="(两会)全国人大代表关于数据治理、企业数字化转型的相关建è®?> <meta name="pubdate" content="2021-03-09 09:48"/> <meta name="pageSize" content="1"/> <meta name="Author" content=""> <meta name="Description" content=""> <meta name="Keywords" content=""> <meta name="ContentSource" content="综合éƒ?> <meta name="Url" content="http://www.347755.com/art/2021/3/9/art_57488_3334144.html"> <meta name="language" content="中文"> <link rel="stylesheet" type="text/css" href="/images/9753/common.v2020.css" id="style1" media="all" /> <link rel="stylesheet" type="text/css" href="/images/9753/xl.v2020.css" id="style2" media="all" /> <link rel="stylesheet" type="text/css" href="/images/9753/jquery.qtip.min.css" id="style3" media="all" /> <link rel="stylesheet" type="text/css" id="style4" media="all" /> <link rel="stylesheet" type="text/css" id="style5" media="all" /> <script type="text/javascript" src="/images/9753/mobile-detect.min.js"></script> <script type="text/javascript" src="/images/9753/jquery-1.8.2.min.js"></script> <script type='text/javascript' src='http://www.347755.com/module/jslib/grouppic/jquery.ad-gallery.js'></script> <link rel='stylesheet' type='text/css' href='http://www.347755.com/module/jslib/grouppic/jquery.ad-gallery2.css'> <meta http-equiv="Cache-Control" content="no-transform" /> <meta http-equiv="Cache-Control" content="no-siteapp" /> </head> <body id="_____xl"> <div style="position:fixed;left:-9000px;top:-9000px;"></div> <script src="/script/961/2104201453189959.js"></script> <section> <div class="W C"> <div class="path"><i class="fas fa-home"></i> <table cellspacing="0"cellpadding="0"border="0"><tr><td><a href="http://www.347755.com/index.html"class="bt_link">首页</a></td><td><table width="100%" cellspacing="0" cellpadding="0" border="0"> <tr> <td>><a href="http://www.347755.com/col/col57474/index.html"class="bt_link">新闻动æ€?/a></td><td>><a href="http://www.347755.com/col/col57488/index.html"class="bt_link">国家动æ€?/a></td> </tr></table></td></tr></table> <div class="clr"></div> </div> </div> </section> <section> <div class="W C"> <div class="xl-auto"> <script language="javascript">function doZoom(size){document.getElementById('zoom').style.fontSize=size+'px'}</script> <div class="tab-slider _____xl"> <div class="tab-hd"> <h1 class="text-center orig-title"><!--<$[标题名称(html)]>begin-->(两会)全国人大代表关于数据治理、企业数字化转型的相关建è®?!--<$[标题名称(html)]>end--></h1> <div class="cl"></div> <div class="text-center xl-line-info"> <span>日期ï¼?021-03-09</span><span>来源ï¼?!--<$[信息来源]>begin-->综合éƒ?!--<$[信息来源]>end--></span> <span class="set-font-size">字号ã€?a href='javascript:doZoom(16)'>å¤?/a><a href='javascript:doZoom(14)'>ä¸?/a><a href='javascript:doZoom(12)'>å°?/a>ã€?/span> </div> </div> <div class="clr"></div> <div class="tab-bd"> <div class="tab-pal article-box" style="display: block;"> <div class="____article_content"> <!--<$[信息内容]>begin--><!--ZJEG_RSS.content.begin--><meta name="ContentStart"/><div class=TRS_Editor><div style="text-align: start;"><span style="color: rgb(51, 51, 51); font-family: 宋体, SimSun; font-size: small; letter-spacing: 0.544px; text-align: justify;">   </span><font size="3"><span style="color: rgb(51, 51, 51); font-family: 宋体, SimSun; letter-spacing: 0.544px; text-align: justify;">2021å¹?æœ?1日(新华社),中共中央办公厅、国务院办公厅印发了《建设高标准市场体系行动方案》,提出“加快培育发展数据要素市场,制定出台新一批数据共享责任清单,加强地区间、部门间数据共享交换。研究制定加快培育数据要素市场的意见,建立数据资源产权、交易流通、跨境传输和安全等基础制度和标准规范,推动数据资源开发利用。积极参与数字领域国际规则和标准制定。â€?/span></font></div><p style="margin: 15px 0px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; max-width: 100%; font-family: 宋体, SimSun; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="font-size: small; letter-spacing: 0.544px;">   </span><font size="3">企业数字化转型、数据治理成为了当前的热点。在2021两会期间,也有多位人大代表也提出了有关数据治理和数字化转型的相关建议。以下是来自两会的新闻报道:</font></span></p><section data-tools="135编辑å™? data-id="us-3342041" data-color="#212122" data-custom="#212122" style="margin: 0px; padding: 0px; max-width: 100%; color: rgb(51, 51, 51); letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;"><section style="margin: 0px; padding: 0px 0px 2px; max-width: 100%; box-sizing: border-box; display: inline-block; border-bottom: 1.5px solid rgb(33, 33, 34); border-top-color: rgb(33, 33, 34); border-right-color: rgb(33, 33, 34); border-left-color: rgb(33, 33, 34); overflow-wrap: break-word !important;"><section style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; border-width: 0px; border-style: none; border-color: initial; display: flex; justify-content: flex-start; align-items: flex-end; overflow-wrap: break-word !important;"><font size="3"><section data-original-title="" placeholder="1" title="" data-num="3" style="margin: 0px 8px 0px 0px; padding: 4px 10px; max-width: 100%; box-sizing: border-box; font-weight: bold; color: rgb(255, 255, 255); float: left; line-height: 20px; background-color: rgb(33, 33, 34); overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; max-width: 100%; font-family: 宋体, SimSun; box-sizing: border-box !important; overflow-wrap: break-word !important;">一</span></section><section data-brushtype="text" style="margin: 0px; padding: 0px; max-width: 100%; font-weight: bold; color: rgb(33, 33, 34); box-sizing: border-box !important; overflow-wrap: break-word !important;"><span hm_fix="220:481" style="margin: 0px; padding: 0px; max-width: 100%; font-family: 宋体, SimSun; box-sizing: border-box !important; overflow-wrap: break-word !important;">全国人大代表、中国人民银行参事崔ç‘?/span><span style="font-family: 宋体, SimSun; letter-spacing: 0.544px;">的建è®?/span></section></font></section></section></section><p style="margin: 15px 0px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: right; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; max-width: 100%; font-family: 宋体, SimSun; box-sizing: border-box !important; overflow-wrap: break-word !important;"><font size="3">来源:中证网讯(记è€?彭扬ï¼?/font></span></p><p style="margin: 15px 0px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; max-width: 100%; font-family: 宋体, SimSun; box-sizing: border-box !important; overflow-wrap: break-word !important;"><font size="2">   </font><font size="3">2021年两会期间,全国人大代表、中国人民银行参事崔瑜建议,推进金融数据安全使用与资源共享利用ã€?/font></span></p><p style="margin: 15px 0px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; max-width: 100%; font-family: 宋体, SimSun; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="font-size: small; letter-spacing: 0.544px;">   </span><font size="3">崔瑜建议,建立完善行业数据协同治理的规范。具体而言,建议由相关部门牵头,建立金融行业数据协同治理体系,推动建设金融基础设施的数据治理规范,完善金融机构数据治理制度体系,引导机构加强数据治理,提升数据安全,提高数据质量,充分发挥数据价值;建议完善现有的行业数据安全分类定级标准,推进金融业重要数据的识别和认定工作,形成行业重要数据目录,让金融行业数据流动与安全使用有章可循,数据活动风险有效评估ã€?/font></span></p><p style="margin: 15px 0px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; max-width: 100%; font-family: 宋体, SimSun; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="font-size: small; letter-spacing: 0.544px;">   </span><font size="3">在监管方面,崔瑜建议,强化数据处理主体监督、落实金融科技监管。为有效监督个人信息控制者在信息处理环节中的相关行为,最大程度地保障个人的合法权益和社会公共利益,建议研究设立相关行业协会自律组织,落实对个人信息控制者的安全审计,强化规范个人信息处理活动的管理监督。同时,加快制定金融科技经营业务许可或者备案的相关制度,对于提供处理和传输数据金融科技服务商,纳入相应的监管体系,防范金融业数据安全保护的交叉风险,推动金融科技合规发展ã€?/font></span></p><p style="margin: 15px 0px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; max-width: 100%; font-family: 宋体, SimSun; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="font-size: small; letter-spacing: 0.544px;">   </span><font size="3">此外,崔瑜建议,发挥金融基础设施作用,探索金融数据共享机制。在加快推进研究数据产权的立法研究的同时,建议进一步加强金融基础设施的互联互通,发挥金融基础设施在信息流通、安全保护的优势,探索建立金融数据共享机制,形成统一的数据共享标准和规范,研究论证设立数据共享中心或依托现有系统开展金融数据共享的试点,促进金融数据的安全保护与开放利用。通过金融行业数据的共享示,探索形成数据要素市场基础理论,完善数据确权、开放、流通、交易相关制度ã€?/font></span></p><section data-tools="135编辑å™? data-id="us-3342041" data-color="#212122" data-custom="#212122" style="margin: 0px; padding: 0px; max-width: 100%; color: rgb(51, 51, 51); letter-spacing: 0.544px; text-align: justify; font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;"><section style="margin: 0px; padding: 0px 0px 2px; max-width: 100%; box-sizing: border-box; display: inline-block; border-bottom: 1.5px solid rgb(33, 33, 34); border-top-color: rgb(33, 33, 34); border-right-color: rgb(33, 33, 34); border-left-color: rgb(33, 33, 34); overflow-wrap: break-word !important;"><section style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; border-width: 0px; border-style: none; border-color: initial; display: flex; justify-content: flex-start; align-items: flex-end; overflow-wrap: break-word !important;"><font size="3"><section data-original-title="" placeholder="1" title="" data-num="3" style="margin: 0px 8px 0px 0px; padding: 4px 10px; max-width: 100%; box-sizing: border-box; font-weight: bold; color: rgb(255, 255, 255); float: left; line-height: 20px; background-color: rgb(33, 33, 34); overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; max-width: 100%; font-family: 宋体, SimSun; box-sizing: border-box !important; overflow-wrap: break-word !important;">äº?/span></section><section data-brushtype="text" style="margin: 0px; padding: 0px; max-width: 100%; font-weight: bold; color: rgb(33, 33, 34); box-sizing: border-box !important; overflow-wrap: break-word !important;"><span hm_fix="220:481" style="margin: 0px; padding: 0px; max-width: 100%; font-family: 宋体, SimSun; box-sizing: border-box !important; overflow-wrap: break-word !important;">全国人大代表、苏宁集团董事长张近东的建议</span></section></font></section></section></section><p style="margin: 15px 0px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: right; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; max-width: 100%; font-family: 宋体, SimSun; box-sizing: border-box !important; overflow-wrap: break-word !important;"><font size="3">来源:新京报</font></span></p><p style="margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; max-width: 100%; font-family: 宋体, SimSun; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="font-size: small; letter-spacing: 0.544px;">   </span><font size="3">2021年两会期间,全国人大代表、苏宁集团董事长张近东建议,逐步推进公共数据无偿共享,但在实施公共数据的无偿共享过程中,要有明确的标准和措施,建立安全开放的共享机制,清晰界定权限,使数据能在更大范围、更广领域被高效利用ã€?/font></span></p><p style="margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; max-width: 100%; font-family: 宋体, SimSun; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="font-size: small; letter-spacing: 0.544px;">   </span><font size="3">张近东建议加强顶层设计,建立数据治理委员会,作为数据资源共享管理工作的领导机构,并建立国家级数据共享平台。具体而言,加速推动宏观、中观、微观各层面的统一及协调,构建数据共享解决方案,从而建立大数据资源共享体系。体系化、多层次流程的机制建立,将有效破除数据壁垒,推动跨地域、跨行业的互联互通,实现数据的高效整合与共享ã€?/font></span></p><p style="margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; max-width: 100%; font-family: 宋体, SimSun; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="font-size: small; letter-spacing: 0.544px;">   </span><font size="3">同时,张近东强调,行业领先企业要秉承自身的社会责任与义务,向专业协同、共拓市场的经营理念转变,持续加大数据开放力度,为产业生态创造更大的价值。他在建议中提出,针对行业提供专项数据共享服务,聚焦行业资源,关注产业链整体发展行情,带动行业整体服务水平加速提升ã€?/font></span></p><p style="margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; max-width: 100%; font-family: 宋体, SimSun; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="font-size: small; letter-spacing: 0.544px;">   </span><font size="3">数据共享涉及众多利益群体,做好数据开放共享的同时,也要加强数据资源整合共享和流通安全。张近东建议,界定清晰的数据共享属性和权益,将属性分为普遍共享、限制共享、不共享等类型,数据平台的主管部门,根据法律、法规及行业规范等,向需求方提供相应的数据共享权限,从而实现数据的确权流通ã€?/font></span></p><p style="margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; max-width: 100%; font-family: 宋体, SimSun; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="font-size: small; letter-spacing: 0.544px;">   </span><font size="3">数据资源共享也需要进行精确数据管理。张近东认为,还需加强数据资源无偿共享、流通的安全性。主管部门应尽快建立数据安全的保护范围、主体、责任和措施以及相关安全标准。在行业层面,领先企业发挥自己的技术优势,推动相关规范、标准的实质性落地,建设体系的数据保护能力,并向行业开放,避免重复开发造成的资源浪费ã€?/font></span></p><p style="margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; max-width: 100%; font-family: 宋体, SimSun; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="font-size: small; letter-spacing: 0.544px;">   </span><font size="3">此外,张近东建议,建立公共数据社会化共享的通识教育,让学生从进入校园开始,就建立对大数据基础、管理、应用和保护的理解和认识,培养超前意识,进一步构建大数据知识系统的价值目标,实现更多高阶人才的广泛培养ã€?/font></span></p><section data-tools="135编辑å™? data-id="us-3342041" data-color="#212122" data-custom="#212122" style="margin: 0px; padding: 0px; max-width: 100%; color: rgb(51, 51, 51); letter-spacing: 0.544px; text-align: justify; font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;"><section style="margin: 0px; padding: 0px 0px 2px; max-width: 100%; box-sizing: border-box; display: inline-block; border-bottom: 1.5px solid rgb(33, 33, 34); border-top-color: rgb(33, 33, 34); border-right-color: rgb(33, 33, 34); border-left-color: rgb(33, 33, 34); overflow-wrap: break-word !important;"><section style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; border-width: 0px; border-style: none; border-color: initial; display: flex; justify-content: flex-start; align-items: flex-end; overflow-wrap: break-word !important;"><font size="3"><section data-original-title="" placeholder="1" title="" data-num="3" style="margin: 0px 8px 0px 0px; padding: 4px 10px; max-width: 100%; box-sizing: border-box; font-weight: bold; color: rgb(255, 255, 255); float: left; line-height: 20px; background-color: rgb(33, 33, 34); overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; max-width: 100%; font-family: 宋体, SimSun; box-sizing: border-box !important; overflow-wrap: break-word !important;">ä¸?/span></section><section data-brushtype="text" style="margin: 0px; padding: 0px; max-width: 100%; font-weight: bold; color: rgb(33, 33, 34); box-sizing: border-box !important; overflow-wrap: break-word !important;"><span hm_fix="220:481" style="margin: 0px; padding: 0px; max-width: 100%; font-family: 宋体, SimSun; box-sizing: border-box !important; overflow-wrap: break-word !important;">全国人大代表、中国银行业协会秘书长刘峰的建议</span></section></font></section></section></section><p style="margin: 15px 0px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: right; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; max-width: 100%; font-family: 宋体, SimSun; box-sizing: border-box !important; overflow-wrap: break-word !important;"><font size="3">来源:金融时报(张末冬、徐贝贝ï¼?/font></span></p><p style="margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; max-width: 100%; font-family: 宋体, SimSun; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="font-size: small; letter-spacing: 0.544px;">   </span><font size="3">当前,提升金融科技应用水平,加快数字化转型已经成为银行业共识ã€?020年,面对突如其来的新冠肺炎疫情,银行业金融机构率先推出“非接触式银行”服务,助力疫情防控和经济社会恢复发展ã€?021年,在金融科技合规发展的背景下,银行业数字化转型将面临什么样的趋势?又该如何把握机遇,以进一步提升科技应用水平,加快数字化转型进程?围绕这些问题,《金融时报》记者专访了全国人大代表、中国银行业协会秘书长刘峰ã€?/font></span></p><p style="margin-right: 0px; margin-left: 0px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; max-width: 100%; font-family: 宋体, SimSun; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="font-size: small; letter-spacing: 0.544px;">   </span><font size="3">“近年来,中国银行业加快数字化转型发展,持续锻造数字化竞争力,取得了较为丰硕的成果。“刘峰谈到,以中小微企业贷款为例,过去,这类贷款审批周期较长,现在,通过大数据风控等技术,实现了“秒申秒贷”,极大提升了放贷效率和用户体验。尤其是在疫情防控期间,用户数字化需求呈现爆发式增长,进而倒逼银行业加快数字化转型,提高应对疫情防控的快速反应能力,不断优化丰富“非接触式服务”,为客户提供安全便捷的“在家”金融服务ã€?/font></span></p><p style="margin-right: 0px; margin-left: 0px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important; overflow-wrap: break-word !important;"><font size="3"><br style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"></font></p><p style="margin-right: 0px; margin-left: 0px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; max-width: 100%; font-family: 宋体, SimSun; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="font-size: small; letter-spacing: 0.544px;">   </span><font size="3">刘峰表示,银行业要坚定拥抱新技术,利用数字技术助力构建多层次、广覆盖、有差异的银行服务体系,提升个性化、差异化、定制化的产品服务能力,努力为实体经济和人民生活提供优质高效便捷的金融服务ã€?/font></span></p><p style="margin-right: 0px; margin-left: 0px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important; overflow-wrap: break-word !important;"><font size="3"><br style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"></font></p><p style="margin-right: 0px; margin-left: 0px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; max-width: 100%; font-family: 宋体, SimSun; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="font-size: small; letter-spacing: 0.544px;">   </span><font size="3">谈及银行业如何加快数字化转型,刘峰建议,首先,数字化转型需要银行内部多部门、多领域的支持和配合。当前,我们正在步入Bank4.0时代,银行数字化战略是一个复杂的系统性工程,不仅经营模式、业务流程要实现数字化转型,还需要组织架构、制度安排、企业文化、人才培养等方方面面同步跟上。其次,需要完善内部数据治理。未来,在开放、合作、共赢的金融服务生态体系中,一方面,需要打破现有数据垄断,完善自身数据治理;另一方面,应该与其他行业进行数据的规范融合共享,实现金融服务民生、服务实体经济的深度融合。再次,要积极输出科技成果,为行业数字化转型赋能。一些数字化布局起步较早、综合实力较强的银行,已经创建起具有较高口碑的金融科技子公司。希望这些银行在做强做优自身金融服务的同时,能够站在行业整体发展的角度,充分发挥“头雁”作用,向中小银行输出科技,从而提升整个行业的数字化水平ã€?/font></span></p><p style="margin-right: 0px; margin-left: 0px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important; overflow-wrap: break-word !important;"><font size="3"><br style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"></font></p><section style="margin: 0px 0px 25px; padding: 0px; max-width: 100%; color: rgb(51, 51, 51); font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; max-width: 100%; font-family: 宋体, SimSun; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="font-size: small; letter-spacing: 0.544px;">   </span><font size="3">此外,对于中国银行业协会如何助力银行业数字化转型,刘峰表示,一是密切关注行业金融科技动态,积极发挥金融科技智库作用。中国银行业协会将继续在“陀螺”体系评价中对商业银行数字化转型情况进行动态评价,以便更好引导商业银行提升体系智能化水平。二是凝聚行业之力打造行业新生态,构建具有公信力的业务平台。如银行函证区块链服务平台将会实现整个银行函证流程的线上化、标准化和规范化,有效提升审计工作质量,防范化解金融风险,推动社会信用体系高质量建设。三是搭建金融科技人才培养平台,加强高质量复合型科技人才队伍建设ã€?/font></span></section></div><div class="_______appfile 233413"></div><meta name="ContentEnd"/><!--ZJEG_RSS.content.end--><!--<$[信息内容]>end--> </div> <div class="clr"></div> <div class="____article_source"> </div> </div> </div> </div> <div class="clr"></div> <div class="clr"></div> <div class="clr"></div> <div class="clr"></div> </div> </div> </section> <script src="/script/961/2104201453193024.js"></script> <script type="text/javascript" src="/images/9753/jquery.SuperSlide.2.1.3.js"></script> <script type="text/javascript" src="/images/9753/jquery.traditional.js"></script> <script type="text/javascript" src="/images/9753/jquery.qtip.min.js"></script> <script src="/script/961/2104201453194304.js"></script> <!-- visitcount Begin --><iframe src='../../../../module/visitcount/visit.jsp?type=3&i_webid=252&i_columnid=57488&i_articleid=3334144' name="vishidden" id="vishidden" frameborder="0" style="width:0; 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